First published:14 August 2026
Welcome to Shield and Strategy (shieldandstrategy.blogspot.com). These Terms of Use govern your access to and use of this site. By visiting or using this site, you agree to these terms. If you do not agree, please discontinue use of the site.
Use of This Site
Shield and Strategy provides general, educational, and informational content about car, health, life, travel, and homeowners insurance. You may access and read this content for personal, non-commercial use. You agree not to:
- Reproduce, republish, or distribute substantial portions of this site's content without prior written permission, except for brief excerpts used with proper attribution and a link back to the original article.
- Use any automated system, bot, or scraper to extract content from this site in a manner that places undue burden on the site or infringes its intellectual property.
- Use the site in any way that violates applicable law, infringes the rights of others, or interferes with the site's normal operation.
- Impersonate any person or entity, or misrepresent your affiliation with Shield and Strategy, in comments or communications made through the site.
Intellectual Property
Unless otherwise noted, all original content on this site — including articles, analysis, and editorial commentary — is the intellectual property of Shield and Strategy and its author, Olukunle Fashina, and is protected by applicable copyright law. Quotations, statistics, and references drawn from third-party sources remain the property of their respective owners and are used in accordance with fair use principles and proper attribution.
Requests to reproduce or license content should be sent through the Contact page.
No Professional Advice
Content on this site is general and educational in nature. It is not personalized insurance, financial, investment, tax, legal, or mortgage advice, and using this site does not create any advisory, professional, or client relationship between you and Shield and Strategy. Full detail on the intended role of this site's content is available in the Disclaimer and Financial Disclaimer pages.
Reader Comments
Where commenting is enabled, readers may share views, ask questions, or report corrections. By submitting a comment, you agree that it does not contain unlawful, defamatory, abusive, or misleading content, and you grant Shield and Strategy the right to display, moderate, or remove your comment at its discretion. We are not responsible for the views expressed by readers in comments, and comments do not represent the editorial position of the site.
Third-Party Links and Services
This site may link to or make use of third-party services, including its hosting platform, Blogger, and any advertising or analytics providers. Shield and Strategy does not control and is not responsible for the content, terms, or practices of third-party websites or services linked from this site. Your use of any third-party site is subject to that site's own terms.
Disclaimer of Warranties
This site and its content are provided on an "as is" and "as available" basis, without warranties of any kind, express or implied, including but not limited to accuracy, completeness, or fitness for a particular purpose. While we follow the research and verification standards described in our Editorial Policy, we do not warrant that all content is free of error at all times.
Limitation of Liability
To the fullest extent permitted by applicable law, Shield and Strategy and its author shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, this site or its content. Your use of this site is at your own discretion and risk.
Changes to These Terms
These Terms of Use may be updated periodically to reflect changes in our content, practices, or applicable law. Continued use of the site after any update constitutes acceptance of the revised terms. The "Last updated" date at the top of this page reflects the most recent revision.
Governing Law
These terms are governed by the laws applicable to the jurisdiction in which Shield and Strategy operates, without regard to conflict-of-law principles, except where local consumer-protection law provides otherwise.
Contact Us
Questions about these Terms of Use can be sent through the Contact page.
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